Real Estate License from Kentucky to Utah: Does It Transfer? (2026)
Last verified: 2026-07-21 · source: Utah Division of Real Estate (Utah Department of Commerce) ↗
A real estate license transfers from Kentucky to Utah by endorsement — there is no automatic reciprocity, but you do not start over. Apply to the Utah Division of Real Estate (Utah Department of Commerce), verify your Kentucky license, and meet Utah's endorsement requirements. Reciprocity applicants currently licensed in Georgia, Mississippi, or Alberta (Canada) are granted the equivalent Utah license without completing Utah's 120-hour pre-license education or the Utah Sales Agent exam; applicants from every other state must complete the full 120 hours and pass the Utah Sales Agent exam like a new applicant.
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Verdict
Licensure by endorsement
Utah publishes no agreement covering Kentucky, but it does evaluate out-of-state licensees individually — so this move runs on Utah's endorsement judgment rather than a guarantee. The requirements below are what the Utah Division of Real Estate (Utah Department of Commerce) commits to in writing; for anything discretionary (exam waivers, education credit), get the commission's answer in writing before you rely on it.
What changes, Kentucky → Utah
| Kentucky (current) | Utah (destination) | |
|---|---|---|
| Training hours | 96 | 120 |
| Application fee | $130 ($130 fee for an active license ($120 if issued inactive). Separate costs: national criminal-history fingerprint check, the PSI reciprocity sales associate exam fee, and 40-hour reciprocal law course tuition.) | $157 (Sales agent fee $157 = $100 application + $12 recovery fund + $40 fingerprint processing + $5 FBI RAPBACK; the reciprocity sales-agent fee is likewise $157 (brokers $163)) |
| Processing time | KREC does not publish a stated processing time; the application must be filed within 60 days of passing the exam | Division does not publish a processing-time estimate; it warns BCI/FBI fingerprint processing runs 2+ weeks |
| Licensing authority | Kentucky Real Estate Commission (KREC) | Utah Division of Real Estate (Utah Department of Commerce) |
The destination column is what you must satisfy — Utah sets the rules for this move.
Step by step
- Confirm Utah's current requirements on the Utah Division of Real Estate (Utah Department of Commerce) website (linked below) — rules change.
- Submit the endorsement application to the Utah Division of Real Estate (Utah Department of Commerce) (application linked below).
- Arrange license verification from your current state.
- Be at least 18 years old and hold a high school diploma or equivalent.
- Reciprocity applicants (GA, MS, Alberta): submit the notarized Real Estate Reciprocity Application with certified license histories from each jurisdiction.
- Provide two blue FD-258 fingerprint cards, a fingerprint waiver, and Social Security verification; pass a BCI/FBI background check.
- Submit a Certification of Legal Presence.
- Non-residents appoint the Director of the Division of Real Estate as agent for service of process (Utah Code Ann. 61-2).
- Pay the fees ($157 (Sales agent fee $157 = $100 application + $12 recovery fund + $40 fingerprint processing + $5 FBI RAPBACK; the reciprocity sales-agent fee is likewise $157 (brokers $163))) and allow Division does not publish a processing-time estimate; it warns BCI/FBI fingerprint processing runs 2+ weeks.
Official links
Related guides
Frequently asked questions
Does Utah accept a Kentucky real estate license?
A real estate license transfers from Kentucky to Utah by endorsement — there is no automatic reciprocity, but you do not start over. Apply to the Utah Division of Real Estate (Utah Department of Commerce), verify your Kentucky license, and meet Utah's endorsement requirements. Reciprocity applicants currently licensed in Georgia, Mississippi, or Alberta (Canada) are granted the equivalent Utah license without completing Utah's 120-hour pre-license education or the Utah Sales Agent exam; applicants from every other state must complete the full 120 hours and pass the Utah Sales Agent exam like a new applicant.
Which exams will I take moving from Kentucky to Utah?
Reciprocity applicants currently licensed in Georgia, Mississippi, or Alberta (Canada) are granted the equivalent Utah license without completing Utah's 120-hour pre-license education or the Utah Sales Agent exam; applicants from every other state must complete the full 120 hours and pass the Utah Sales Agent exam like a new applicant.
What does the move cost?
$157 (Sales agent fee $157 = $100 application + $12 recovery fund + $40 fingerprint processing + $5 FBI RAPBACK; the reciprocity sales-agent fee is likewise $157 (brokers $163)) (Sales agent fee $157 = $100 application + $12 recovery fund + $40 fingerprint processing + $5 FBI RAPBACK; the reciprocity sales-agent fee is likewise $157 (brokers $163)).
Can I keep selling in Kentucky after I'm licensed in Utah?
Yes — real estate licenses stack. Keep the Kentucky license active (renewals and CE continue separately) and you hold both; many border-market agents do exactly this.
Sources
Primary sources only — official boards and compact commissions. Data last verified 2026-07-21.
- Utah Division of Real Estate - Real Estate Sales Agent Licensing & Reciprocity ↗ (accessed 2026-07-21)
- Utah Division of Real Estate - Real Estate Reciprocity Application (Rev. 02/03/2022) ↗ (accessed 2026-07-21)
- Kentucky Real Estate Commission — Reciprocal Licensing (agreements with Florida, Mississippi, Tennessee; MOUs with Illinois and Ohio; 40-hour reciprocal license law course; national criminal check; $130 active / $120 inactive license fee; 60-day filing window) ↗ (accessed 2026-07-21)
- 201 KAR 11:210 — Licensing, education, and testing requirements (reciprocal applicants: 6 academic credit hours or equivalent, pass Kentucky law portion, certification of licensure within 90 days, national criminal history check) ↗ (accessed 2026-07-21)
- Kentucky Real Estate Commission — Education (Sales Associate new-applicant pre-license: 96 hours or 6 academic credit hours) ↗ (accessed 2026-07-21)
Reviewed by Billy Reiner, Editor · verified against primary sources 2026-07-21
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