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Transfer Your Real Estate License to Tennessee: Reciprocity & Endorsement (2026)

Updated · Data verified · source: Tennessee Real Estate Commission (TREC) / TN Department of Commerce & Insurance ↗
Generated from a source-cited dataset with AI-assisted research; facts checked against official sources · How these pages are made

Does my real estate license transfer to Tennessee?

Tennessee has no blanket reciprocity agreement, but the Tennessee Real Estate Commission (TREC) / TN Department of Commerce & Insurance evaluates out-of-state licensees for endorsement individually. Tennessee offers no reciprocal license, but a holder of an active out-of-state real estate license may qualify under Tennessee statute to substitute their real estate education, the national portion of the examination, and/or their experience for Tennessee's requirements; the Tennessee (state) portion of the PSI exam is still required. Application fee: $91 (Initial Real Estate Affiliate Broker application fee filed at core.tn.gov; separate PSI exam and IdentoGO fingerprint vendor fees apply).

Moving to Tennessee from a specific state?

Pick your current state — the checker returns your exact pathway.

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Verdict

Licensure by endorsement

Tennessee calls the salesperson-level license an 'affiliate broker.' The Commission states plainly that it 'does not offer a reciprocal license at this time,' but its statute allows an out-of-state licensee to have their education, the national exam portion, and/or experience substitute for TN's requirements while still passing the TN state exam portion. That partial-recognition pathway is why full_reciprocity is false, reciprocity_partners is empty, yet endorsement_available is true (an incoming licensee is not forced into full re-qualification). Verified against the live TREC site on 2026-07-21.

Tennessee requirements at a glance

Out-of-state real estate license transfer requirements for Tennessee, verified 2026-07-21
Pre-license education90 hours of pre-license education
Fees$91 (Initial Real Estate Affiliate Broker application fee filed at core.tn.gov; separate PSI exam and IdentoGO fingerprint vendor fees apply)
Processing timeCommission does not publish a processing-time estimate

Step by step

  1. Confirm Tennessee's current requirements on the Tennessee Real Estate Commission (TREC) / TN Department of Commerce & Insurance website — rules change.
  2. Submit the endorsement application to the Tennessee Real Estate Commission (TREC) / TN Department of Commerce & Insurance (application linked on this page).
  3. Arrange license verification from your current state.
  4. Complete a 60-hour real estate principles/fundamentals course plus the 30-hour Course for New Affiliates (may be substituted for a qualifying out-of-state licensee).
  5. Pass the PSI licensing examination (Tennessee state portion required).
  6. Provide proof of errors and omissions (E&O) insurance and proof of high school graduation.
  7. Complete the Eligibility for Entitlements Verification form.
  8. Complete an electronic fingerprint-based TBI/FBI background check (ORI# TN920784Z, service code 28TZ99).
  9. Application must be signed by your Principal Broker.
  10. Pay the fees listed above, and allow for the processing time shown there.

Official links

Tennessee Real Estate Commission (TREC) / TN Department of Commerce & Insurance ↗Tennessee application ↗

Coming from a specific state?

Direction matters — these guides cover the exact move into Tennessee:

Florida → Tennessee

Nearby states

Real Estate license transfer into the states bordering Tennessee:

Tennessee for other professions

Sources

Primary sources only — official boards and compact commissions. Data last verified 2026-07-21.

Reviewed by the License Reciprocity Editorial Team · verified against primary sources 2026-07-21

How we verify · All sources · Corrections log · spot an error? hello@licensereciprocity.com